#‎CreditTipsandTea‬ What’s a Tradeline? By way of paraphrasing, Experian defines ‪#‎Tradelines‬ as “Entry by a credit grantor to a customer’s credit history continued by a credit reporting agency. A trade line defines the consumer’s account status and activity. Tradeline info comprises names of businesses where the applicant has financial records, dates accounts were opened, credit limits, types of accounts, balances owed and payment histories.”

Equifax concisely defines trade lines as “A credit industry term for an account recorded on a credit report.” Adding a tradeline, sometimes referred to as authorized user tradelines for seasoned tradelines, is a process through which individuals (YOU or Your Client) purchases an aged credit lines in order to boost their credit score by piggybacking off of the account in good standing.

This is possible because of the creditors generally furnish all information to the ‪#‎creditbureaus‬ of an individual listed as an authorized user on any given tradeline. In addition, ‪#‎FICO‬ digests this newly added credit and recalculates your score. There are different types of tradelines, such as revolving, installment, auto, mortgage, etc. Under the FICO credit score, the largest portion of the score is made up of revolving lines, which is about 40% of your score. All of our lines are revolving so that you can make the largest positive impact on your credit score. Today’s Tea is ‪#‎YerbaMateTea‬ Yerba Mate has the strength of coffee, the health benefits of tea, and euphoria of chocolate all in one beverage. Yerba Mate contains a wealth of health benefits that surpasses even green tea. Packed with vitamins, minerals, and antioxidants. This is my go to ‪#‎WakeUpNow‬ option when I’m trying to avoid ‪#‎Starbucks‬ Here are 7 ‪#‎HealthBenefits‬: 1. Yerba mate provides a smooth increase in energy.

2. Yerba mate boosts mental functions of all kinds.
3. Yerba mate can boost the immune system. 4. Can help you lose weight. 5. Has a long history as a digestive and elimination tonic. 6. Can build strong bones, even without exercise. 7. Yerba mate extract kills cancer cells. ‪#‎ACG‬‪#‎CreditRepair‬ ‪#‎Shebrews‬ ‪#‎ApplyResponsibly‬ ‪#‎FinancialAlliance‬